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Refinancing your car can free up extra cash and help you breathe easier, because we can offer you excellent interest rates. The quickest and easiest way to get your financing done. Use the calculator to find out about repayments, interest rates and how much you can SAVE. Please do not hesitate to contact us if you are in need of any further information.
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Many people have become financially strapped and have difficulty meeting their monthly debt obligations.  Most people own cars and most of these cars are not bought cash but rather paid off. 

What they do not always realise is that their car instalment does not have to be set in stone, because there are ways to reduce it.  Refinancing is a sound example and can afford you the extra cash you need to spend on other things.

What does car refinancing entail? 

Essentially, it is a restructuring of your vehicle debt in order to save you money.  You may have a car loan with a high interest rate, causing you to spend a lot of money on paying off interest.  If you can obtain a loan with a lower interest rate, you instantly pay less per month.

Refinancing is a way of restructuring your current vehicle credit agreement to make it more manageable, the same way one consolidation loan would lower the down payments of several smaller debts that attract higher individual interest rates.

When you restructure your car loan, you can elect to benefit in several ways:

  1. If you obtain a lower interest rate, you can use it to lower your monthly instalment and free up valuable cash flow.
  2. Alternatively, you can use it to reduce the term of your repayment period while keeping the monthly instalment the same.
  3. A third option is to extend your loan repayment period, which will also serve to lower your monthly instalment.

Here is an example of how refinancing can benefit your financially:  If you had bought a 2008 double cab that had cost you R200,000, your monthly instalment would be R4,650 over 72 months at a 16% interest rate.  Refinancing it over the same term at 12 percent interest would yield a R2,950 instalment, which is a staggering saving of R1,700 per month.

Apply now for refinancing by simply clicking on this link
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